Montana Insurance Claims Guide

Roof Damage Insurance Claims
in Montana

As of 2026, Montana averages approximately 45,000+ roofing insurance claims per year. The primary peril is Hail, high winds, heavy snow loads. Roof Manager satellite measurement reports are accepted by State Farm, Farmers, USAA and other MT carriers as supporting claim documentation.

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Key Facts for Montana Roofing Claims

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How to File a Roof Damage Claim in Montana

1

Generate a Satellite Measurement Report

Use Roof Manager to measure the damaged Montana property. The report includes pitch-corrected area, edge breakdown, and material BOM.

2

Document Visible Damage

Photograph all damage from ground level. In Montana, carriers typically require photos showing impact patterns, granule loss, and edge damage.

3

Submit to Adjuster

Roof Manager reports generate pitch-corrected square footage that aligns with Xactimate F9 line items used by Montana adjusters. The edge breakdown (ridge, hip, valley, eave, rake) matches Xactimate's edge category inputs, reducing back-and-forth with carriers.

4

Receive Settlement

Montana carriers typically settle storm damage claims within 30–90 days. Having accurate measurements reduces disputes and accelerates settlement.

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Generate an insurance-ready satellite report for any Montana property. $10 CAD/report after 4 free.

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