Minnesota Insurance Claims Guide

Roof Damage Insurance Claims
in Minnesota

As of 2026, Minnesota averages approximately 280,000+ roofing insurance claims per year. The primary peril is Hail belt, ice dams, severe spring thunderstorms. Roof Manager satellite measurement reports are accepted by State Farm, Farmers, USAA and other MN carriers as supporting claim documentation.

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Key Facts for Minnesota Roofing Claims

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How to File a Roof Damage Claim in Minnesota

1

Generate a Satellite Measurement Report

Use Roof Manager to measure the damaged Minnesota property. The report includes pitch-corrected area, edge breakdown, and material BOM.

2

Document Visible Damage

Photograph all damage from ground level. In Minnesota, carriers typically require photos showing impact patterns, granule loss, and edge damage.

3

Submit to Adjuster

Roof Manager reports generate pitch-corrected square footage that aligns with Xactimate F9 line items used by Minnesota adjusters. The edge breakdown (ridge, hip, valley, eave, rake) matches Xactimate's edge category inputs, reducing back-and-forth with carriers.

4

Receive Settlement

Minnesota carriers typically settle hail damage claims within 30–90 days. Having accurate measurements reduces disputes and accelerates settlement.

Document Minnesota Claims Faster

Generate an insurance-ready satellite report for any Minnesota property. $10 CAD/report after 4 free.

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