Hawaii Insurance Claims Guide

Roof Damage Insurance Claims
in Hawaii

As of 2026, Hawaii averages approximately 30,000+ roofing insurance claims per year. The primary peril is Hurricane wind, volcanic ash, corrosion from salt air. Roof Manager satellite measurement reports are accepted by USAA, State Farm, Allstate and other HI carriers as supporting claim documentation.

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Key Facts for Hawaii Roofing Claims

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How to File a Roof Damage Claim in Hawaii

1

Generate a Satellite Measurement Report

Use Roof Manager to measure the damaged Hawaii property. The report includes pitch-corrected area, edge breakdown, and material BOM.

2

Document Visible Damage

Photograph all damage from ground level. In Hawaii, carriers typically require photos showing impact patterns, granule loss, and edge damage.

3

Submit to Adjuster

Roof Manager reports generate pitch-corrected square footage that aligns with Xactimate F9 line items used by Hawaii adjusters. The edge breakdown (ridge, hip, valley, eave, rake) matches Xactimate's edge category inputs, reducing back-and-forth with carriers.

4

Receive Settlement

Hawaii carriers typically settle storm damage claims within 30–90 days. Having accurate measurements reduces disputes and accelerates settlement.

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Generate an insurance-ready satellite report for any Hawaii property. $10 CAD/report after 4 free.

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